2003, 2015

There is another Special Enrollment Period available now for Health Insurance!

Do you owe the fee for not having health insurance coverage in 2014? If so, you may still be eligible to enroll for coverage for 2015 if:

You didn’t know until after Open Enrollment ended on February 15, 2015 that the health care law required you and your household to have health coverage, or you didn’t […]

902, 2015

Do You Have Coverage for a Dog Bite Incident?

Recent Nebraska Supreme Court Ruling Upholds Denial of Coverage for a Dog Bite Incident.

We all feel that our homeowners policy provides coverage in the event our pet causes bodily injury to another person. This may not be the case, according to an article in the January 12,2015 edition of the Insurance Journal.

The Supreme Court of […]

1110, 2014

Does Your Business Insurance Protect You from Cyber Liability/ Data Breach Loss?

We have all heard of data breaches involving large corporations. These breaches can cost millions of dollars, plus damage the reputation of the company involved. But just because we don’t hear about these breaches involving smaller companies, do not think that small business is exempt.

Small Business, Big Breaches
Over 70% of such cases involve small businesses […]

2809, 2014

Your Family Auto Insurance Policy May Not Provide Coverage for Arranged Ride For Money Arrangements

A new trend in urban and suburban communities is the Shared Ride or Uber Type arrangement. In this arrangement, a person signs up to use their personal vehicle to drive others to their destination, similar to a cab. They then log on and receive an assignment to drive someone to their destination. The passenger pays […]

509, 2014

Don’t Gamble your Small Business on the Idea of Never – Safeguard with Small Business Insurance

No matter how lucky you have been as a business owner, or how conscientious you are about running your business … positive thinking and good business ethics cannot protect your small business from the risks of all the what ifs, especially in today’s economy.

If you would, for a brief moment, think of the worst case […]

2508, 2014

Kids Off To College? Are They Covered? 7 Step Insurance Checklist

The process of preparing to send a child off to college can be daunting. There are a seemingly endless number of things to accomplish in addition to the emotional issues involved. As parents, we need to make sure our insurance program provides adequate coverage to protect our children. Relying on existing coverage or a lack […]

1604, 2014

Were You Prepared for the Storm Damage of April 12, 2014

The Storms of April 12, 2014 brought about a significant amount of damage to Northeastern Illinois communities. Many cars were damaged by the hail and some homes sustained damage to the siding and roofs. It is important that you inspect your car and home for damage. You may have a limited amount of time to […]

804, 2014

Evaluating Your Auto Insurance Policy

It may seem like half of the advertising we see is how we can save money on our Auto Insurance. But when it comes right down to it isn’t it more important that we optimize the dollars we do spend on our Auto Insurance policy?

There are carriers out there that want us to believe that […]

2702, 2014

Mayor Tom Poynton to Grooms Insurance Associates

February 12, 2014

Grooms Insurance Associates
160 E. Main Street
Lake Zurich, IL 60047

Deer Ken and Chris,

It is with great pride that I congratulate you both and your organization as the Lake Zurich Area Chamber of Commerce Business of the Year award winner for the year 2013.

I can think of no other business in the Lake Zurich area […]

2302, 2014

Grooms Insurance Associates Receiving the 2013 Business of the Year Award

Grooms Insurance Associates Receiving the 2013 Business of the Year Award